entitled the Citizen’s of UNICLIFE offering individuals a low-cost access to a family of flexible investment products holding investments in high performing assets such as equities and real estate with a blend of traditional Life Assurance and Pensions.

Our distinct risk planning approach ensures that we deliver be-spoke solutions geared to meet each individual objective. Our team of risk planners provide guidance and advise to structure appropriate plans to meet each client’s objective.

UNIC's Corporate Life and Pensions Services

 - Securing the Employees Financial Position

Recognising the employee as the most important asset in the organization, UNIC offers services in 2 distinct areas to ensure that the employee’s financial position is secured whether within or outside the organization.

The UNIC group life plan complies with the requirement of the Pensions Reforms Act of 2004 providing death-in-service and disability benefits to the employees beneficiaries.

UNIC's Pension Funds Management Service offers the organization the following options:

• Deposit Administration Schemes
• Managed Funds
• Pure pension funds
• Pension Funds Administration
• Upgrade of existing Pension schemes to the minimum level prescribed by the Pensions Reforms Act 2004

Non-Life   UNIC offers the complete range of traditional non-life insurance and innovative new lines to individuals and organizations.

Personal Insurance
 - Securing your peace of mind

The challenges of modern day living is enormous for the individual - concerns about security to life and property, liability to third parties etc...

UNIC Personal Insurance Package developed with over 40 years of underwriting experience offers the solution to your Personal Insurance needs.

Our Personal Insurance Package offers cover in the following areas:

• Protection of property against loss or damage
• Protection against bodily injury or death arising out of accident
• Indemnity against third party liability

Corporate Insurance
 - Ensuring your companies productivity

The wealth, prosperity and viability of your business, corporation or organisation can be dramatically effected by adverse events.

UNIC's Corporate Insurance Package offers a mix of Single and Combination policies to cover your Employees and the Business Assets against the risks.

Our Package offers cover:

• for your employees in respect of bodily injury, illness or death for work–related and outside–work circumstances.
• for loss or damage to physical assets such as buildings, factories, plants, machinery, Vessels, and goods whether in- storage or in- use at named locations or in transit.
• for liability to third party in respect of bodily injury and /or death and property damage.

Risk Management

UNIC's Risk Management Department offers specialized Risk management services to organizations and large industrial risks as a value added service.

UNIC non-life range includes traditional lines such as Fire, Burglary, All Risks, Welfare Policies – Workmen’s Compensation, Group Personal Accident, Specialist Lines like Marine, Engineering and Bonds and a Complete range of Liability policies.

UNIC’s Industry First Combined Master Package Insurance offers the market the convenience of the following policies under One package.

• Goods in Transit
• Comprehensive Machinery Insurance
• Burglary or Theft Insurance
• General Third Party Liability
• Computer electronic Equipment Insurance
• Personal effects (all risk cover)
• Money Insurance (Loans insurance)
• Fire
• Motor

UNIC's Rating Structure ensures that premiums charged on each risk are equitable and commensurate with the level of risk introduced by each policyholder to the pool. Discounts are allowed for good underwriting features and good claims history.

Financial Services   UNIC Financial Services offers a complete range of leasing products, asset management, real estate/property development and financial lifecycle management services.

The objective of UNIC's lease products is to assist in reducing the clients total ownership costs, increase return on client investment, conserve working capital, preserve existing credit lines , provide tax and budgeting advantages. UNIC's leasing service is available to both local and international corporations.

Our Asset Management Service offers Advisory and Fund Management services to individuals and institutions and Groups.

UNIC Financial Services will customize Solutions for each client.

Health UNICHEALTH delivers the Health Insurance Service for UNIC Insurance PLC.   UNICHEALTH offers a wide range of healthcare services to individuals and groups. Critical Rescue International (CRI) – a wholly owned subsidiary of UNIC Insurance PLC provides the local infrastructure to service UNICHEALTH through its national network of CRI Ambulances and Mediclinics and the accredited Third Party Clinic and Hospital facilities.

UNICHEALTH is in partnership with BUPA (the world acclaimed provider of quality healthcare services) and AXA (a premier insurance ).

As the sole agent for the sale of BUPA plans and AXA’s Travel Medical policies offered under the UNICHEALTH Travel Assist brand name , Nigerian nationals are for the first time able to access a complete range of international healthcare services.

Using the pooling concept of insurance, UNICHEALTH offers the market access to affordable first-class healthcare service through its health insurance plans marketed under the Unicare brand name.

The Unicare health insurance plans provide an improved healthcare option to the obvious alternatives of self-insurance and medical aid plans offered by Health Maintenance organizations.

The CRI Mediclinics can also be accessed directly on a fee for service or by retainership.

Other services include the following:

• 24 hour Emergency Road Ambulance Service (Local)
• Assistance with International Evacuations
• Comprehensive Health Assessments
• Occupational HealthCare
• Clinical Management Services for Schools, Factories and Offices
• Medical Diagnostic and X-Ray Services
• First Aid Training

For further information about UNICHEALTH and  more details of our comprehensive range of healthcare services